Eligible MSMEs

Requirements for MSMEs to qualify for financing under the guarantee include, but not limited to:

  • Privately owned MSMEs
  • MSMEs that have business registration and fiscal numbers.
  • An eligible borrower must be fully (100%) owned by private citizens or permanent residents of Kosovo, with no government ownership during the period of the credit guarantee coverage.
  • MSMEs that have less than 250 employees,
  • Private micro, small and medium enterprises (MSMEs), as defined in the LKCGF, which are not prohibited by applicable legislation, regulatory provisions, or international treaties to which Kosovo is a party (see Section 3.02 (b) of Standard Terms and Conditions).
  • An eligible borrower includes any related party of the borrower in question, as defined in the LKCGF.