Staff

Alban Kastrati, Senior Risk Manager

Mr. Kastrati is Senior Risk Manager, with over 11 years of experience in the banking sector, where he served in various positions, most recently as Business Credit Allocation Manager.  He also served as Deputy Director of the Commercial and Corporations Department, Credit Coordinator, Business Credit Analyst, etc.  Mr. Kastrati completed his Master studies in Business Administration in the University of Ljubljana - Slovenia. He has a Bachelor degree in Bank and Finance, from the University of Prishtina.

Contact info
Email: alban.kastrati@fondikgk.org
Tel: +381 38 225 600 ext. 204

Arta Krasniqi - General Counsel and Board Secretary

Arta Krasniqi is General Counsel and and Secretary to the Board of Directors of the Kosovo Credit Guarantee Fund (KCGF). Ms.  Krasniqi manages all KCGF legal issues and regularly provides legal and strategic recommendations and advice to the KCGF Management and Board. Duties and responsibilities of Ms. Krasniqi include reviewing, analyzing and drafting legal documents, relevant policies, and reviewing and harmonizing KCGF legislation with applicable laws in Kosovo. In addition, Ms. Krasniqi supports the work of the KCGF Board of Directors, which includes drafting the agenda and minutes, drafting decisions, reports and other documents for Board, Audit Committee and Risk Management Committee meetings. Ms. Krasniqi is a Senior Legal Advisor with more than ten (10) years of professional experience in high profile international organizations, including the Rule of Law Mission in Kosovo - EULEX, Organization for Security and Co-operation in Europe - OSCE, UNMIK Pillar IV Kosovo’s Reconstruction and Development Economy, Kosovo Privatization Agency, Property Agency, and the Supreme Court in Kosovo. Areas of expertise of Ms. Krasniqi include: commercial law, including banking and financial law, corporate governance, property rights, legislation drafting and expert knowledge in civil disputes. In addition, Ms.  Krasniqi has extensive knowledge in the field of international public and private law, including human rights and rule of law. Ms. Krasniqi holds a Bachelor in Law degree and a Master in Financial Law.

Contact info
E-mail: arta.krasniqi@fondikgk.org
Tel: +381 38 225 600 ext. 202

Besnik Berisha, Managing Director

Besnik Berisha has more than 15 years of working experience in the banking sector in Kosovo and Albania. During his professional experience at the bank, Mr. Berisha worked in various managerial positions, mainly focusing on the development of the banking business in the SME sector. Recent positions include member of board, responsible for business development at ProCredit Bank Kosovo and later in ProCredit Bank Albania. Mr. Berisha is an expert in banking and has extensive experience with SMEs, challenges and opportunities that these business structures are facing in the market. Mr. Berisha graduated from the Faculty of Economics in the University of Prishtina, and holds a Master degree in Business Administration - Financial Management of the University of Ljubljana. In addition, in July 2011 he graduated at the ProCredit Academy in Furth, Germany.

Contact info
Email: besnik.berisha@fondikgk.org
Tel: +381 38 225 600 ext. 207

Nora Arifi, Senior Guarantee Manager

Responsibilities of the current position of Ms. Arifi include: developing the guarantee portfolio, participating in the due dilegence team to carry out analysis of potential KCGF partners, preparing policies and procedures related to portfolio development. In addition, she is responsible to develop relationships with banks, donors, potential investors, and all relevant stakeholders, as well as for organizing PR events and activities.

Ms. Arifi has more than 14 years of experience in the banking sector in Kosovo. She served mainly in managerial positions as Head of Product Management, Head of Small Businesses and Agriculture Department, and Branch Manager. She was engaged in many areas related to the banking development, such as preparation of the Business Strategy, Credit Risk Policies and Procedures, contributing to the establishment of the Environmental Unit at her bank as well as other human resources issues, such as recruitment and staff training. She was also engaged as a lecturer at the ProCredit Training Center, the Regional Academy in Veles, and ProCredit Holding in Frankfurt. Ms. Arifi is an economist with a degree in Management and Computing, and completed her Master studies in General International Management.

Contact info
Email: nora.arifi@fondikgk.org
Tel: +381 38 225 600 ext. 206

Vjosa Kelmendi, Senior Finance and Administration Manager

Ms. Kelmendi has extensive experience in the banking sector, with a significant experience in banks, finance and accounting. Her responsibilities include drafting financial accounting procedures related to the formation and development of KCGF as well as financial and administrative management of the institution. She holds a Bachelor degree in Banking and Finance, and a Master degree in Finance and Accounting.

Contact info
Email: vjosa.kelmendi@fondikgk.org
Tel: +381 38 225 600 ext. 208